On January 1, 2022, the DCLA will take effect in California. The DCLA requires that in order to “engage in the business of debt collection” in California, that person and/or business must be licensed by the Department of Business Oversight. (Cal. Fin. Code § 100001.)
While there are many complications in California’s wage and hour laws, two fundamental rules remain true: (1) an employee should be able to determine what they will be paid; and (2) an employee is entitled to their earned wages.
A point of contention for finance companies and other holders of retail installment sales contracts has been whether a consumer may be charged for interest/finance charges for unpaid costs associated with a vehicle repossession.
Domestic violence is not always physical violence. California law can protect you if you feel vulnerable because of the actions of your spouse, partner, or co-habitant, even when there is no physical violence involved.
On January 29, 2021, the California Court of Appeal for the Second Appellate District, in Pulliam v. HNL Automotive Inc.(2021) Cal.App.5th [2021 Cal.App. LEXIS 81], held that the Holder Rule (16 C.F.R. § 433.2) does not limit the attorneys’ fees that a plaintiff may recover from a creditor-assignee. In doing so, the court rejected the holdings of the Third and First Appellate Districts in Lafferty v. Wells Fargo Bank, N.A. […]
Changes to Expect in the Courts in Light of COVID-19 As public spaces begin to reopen throughout California, patrons will notice changes in accessibility to those spaces, as well as the increased cleaning and safety protocols now in place, particularly as they relate to COVID-19. Given that California counties are opening in waves depending upon their progress controlling COVID-19 cases, this article breaks down some of the changes to expect […]
