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Madison Law, APC

Category: 2021

Consumer Financial Protection Bureau Has New Leadership

Posted October 27, 2021April 1, 2022 joseruiz1983Leave a commentPosted in 2021, Finance, James S. Sifers

With the recent confirmation of President Biden’s nomination to head the Consumer Financial Protection Bureau (“CFPB”), Mr. Rohit Chopra, the CFPB has new leadership and likely a more aggressive approach […]

Kasra Sadr’s Motion to Dismiss Federal Case Against Him Denied

Posted September 7, 2021September 7, 2021 joseruiz1983Leave a commentPosted in 2021, James S. Sifers, Used-Car Dealerships

In May of 2020, Madison Law, APC filed a lawsuit seeking to prevent Kasra Sadr and the Car Law Firm from directly or indirectly accessing the DMV’s confidential database for […]

California Rental Assistance Program

Posted June 9, 2021 joseruiz1983Leave a commentPosted in 2021, James S. Sifers, Landlord - Tenant

Given the unprecedented number of residential tenants who are in default for failure to pay rent given the COVID-19 pandemic, the California legislature has enacted a number of laws to […]

California Supreme Court to Review Holder Rule Attorneys’ Fees Limitations

Posted May 7, 2021 joseruiz1983Leave a commentPosted in 2021, Auto Defense, FTC Holder Rule, James S. Sifers

The ever-changing position with respect to holder liability continues to evolve in California.  In 2019, Cal. Civ. Code § 1459.5 became law.  The purpose of enacting Section 1459.5 was to […]

Choosing Between Legal Separation and Divorce

Posted April 27, 2021 joseruiz1983Leave a commentPosted in 2021, Family Law, Solange Rousset

Are you new to California, but are considering divorce?  Do your religious principles prohibit divorce, but you cannot live with your spouse due to acrimony or abuse?  Legal separation is […]

Is Your Company Ready For The DCLA?

Posted April 23, 2021April 23, 2021 joseruiz1983Leave a commentPosted in 2021, Debt, James S. Sifers

Is your debt collection company ready for the Debt Collection Licensing Act (“DCLA”)? (Cal. Fin. Code §§ 100000, et seq.)  On January 1, 2022, the DCLA will take effect in […]

Are Commission and Bonus Payments Considered Wages Under California Law?

Posted March 26, 2021 joseruiz1983Leave a commentPosted in 2021, Employment Law, Susanna F. Wiseman

Both a commission payment and a bonus payment are considered to be wages under California law. (Labor Code § 200; Neisendorf v. Levi Strauss & Co. (2006) 143 Cal.App.4th 509.)  […]

Charging Interest Finance Charges for Repo Fees

Posted March 17, 2021 joseruiz1983Leave a commentPosted in 2021, Finance, James S. Sifers

A point of contention for finance companies and other holders of retail installment sales contracts has been whether a consumer may be charged for interest/finance charges for unpaid costs associated […]

California Domestic Violence Prevention Act

Posted February 24, 2021February 24, 2021 joseruiz1983Leave a commentPosted in 2021, Family Law, Solange Rousset

Insults.  Suspicion.  Possessiveness.  Jealousy.  Isolation.  Threats.  Domestic violence is not always physical violence.  California law can protect you if you feel vulnerable because of the actions of your spouse, partner, […]

Auto Finance Companies Liable for Attorneys’ Fees to Consumers

Posted February 6, 2021February 6, 2021 joseruiz1983Leave a commentPosted in 2021, Court of Appeal, Jenos Firouznam-Heidari

On January 29, 2021, the California Court of Appeal for the Second Appellate District, in Pulliam v. HNL Automotive Inc.(2021) Cal.App.5th [2021 Cal.App. LEXIS 81], held that the Holder Rule […]

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