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Madison Law APC
Immigration; Crimmigration

Strengthening Your Immigration Applications by Cleaning Up Your Criminal Record

Posted September 11, 2017January 24, 2018 joseruiz1983Leave a commentPosted in Criminal, Immigration

Coming to the United States to pursue the “American Dream” is the goal of many people all around the world.  Unfortunately, even a minor criminal conviction can pose obstacles to […]

Law Affecting Car Dealerships

New Law Affecting Your Dealership

Posted July 21, 2017May 16, 2019 joseruiz19831 CommentPosted in Auto Defense, Used-Car Dealerships

In June of 2015, on behalf of one of our dealers, our firm secured an order, by the United States District Court for the Central District of California, dismissing a […]

Fair Debt Collections Practice Act

Supreme Court Limits Fair Debt Collections Practice Act

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Collections, Debt, James S. Sifers, Used-Car Dealerships

Yesterday the United States Supreme Court issued its opinion in Henson, et al. v. Santander Consumer USA Inc. (2017) 16-349. In Henson, the Court resolved an issue as to the […]

Class Action Waivers

The California Supreme Court Addressed the Viability of Class Action Waivers

Posted July 21, 2017May 16, 2019 joseruiz1983Leave a commentPosted in Auto Defense, James S. Sifers, Used-Car Dealerships

The California Supreme Court has again taken up the issue of an individual consumer’s ability to obtain remedies for similarly situated third parties. This change in the law may have […]

Vehicle Repossessed Bankruptcy

Impact of a Customer’s Bankruptcy after a Vehicle is Repossessed with an Unpaid Balance Due and Negative Equity

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, Dixon Gardner, Used-Car Dealerships

Many of our clients have inquired as to how a licensed vehicle dealer or finance company in California should act with respect to a customer who has a financed vehicle […]

Pitfalls in Advertisement

Pitfalls in Advertisement

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, James S. Sifers, Used-Car Dealerships

Advertising online is one of a dealer’s most valuable tools. It allows them to connect with their customers instantly. In an era where comparison-shopping can be done on a widespread […]

Pitfalls in Non-English Deals

Pitfalls in Non-English Deals

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, James S. Sifers, Used-Car Dealerships

In California, it is not unusual for dealerships to find customers who speak little or no English. According to the 2010 Census, for California residents age 5 and older, 42.98% […]

Pitfalls in Warranty

Pitfalls in Warranty

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, James S. Sifers, Used-Car Dealerships

Whether your dealership provides a warranty for the vehicles it sells may be a decision based on business practices or it may be required by law. When a warranty is […]

Pitfalls in Collecting Licensing Fees

Pitfalls in Collecting Licensing Fees

Posted July 21, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, James S. Sifers, Used-Car Dealerships

A new tactic by consumer attorneys, which has gained momentum over the past few years, is filing suit against dealerships who do not refund estimated vehicle license fees where a […]

money card business credit card downpayment

Pitfalls in Accepting Deferred Downpayment

Posted July 20, 2017May 16, 2019 joseruiz1983Posted in Auto Defense, James S. Sifers, Used-Car Dealerships

One of the issues that repeatedly plagues dealers is that of the deferred downpayment. Many consumers require the use of a deferred downpayment in order to complete their purchases. However, […]

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